COBRA Continuation Coverage

 

Under the Consolidated Omnibus Reconciliation Act (COBRA) of 1985, you and your covered dependents may be eligible to continue your medical, dental and/or vision coverage at your own expense after your District-subsidized coverage ends. COBRA coverage is not available for domestic partners, nor does it apply to your life insurance coverage. To continue coverage under COBRA, you must pay a monthly premium. The actual premium amount is determined annually and will not exceed 102% of the premium paid by the District for active employees and/or dependents in a comparable status, except in certain circumstances. Both you and the District have responsibilities regarding COBRA coverage:

You or your dependent must notify, the COBRA Administrator, in the event of:

  • Your divorce
  • Your child ceasing to qualify as a dependent under the District’s plan(s)
  • Your death or the death of a covered dependent

Upon receipt of notification, you will be mailed a COBRA enrollment packet.

The COBRA/AB528 Administrator must notify you and/or your covered dependents of the right to elect COBRA coverage in the event of:

  • Your resignation or dismissal (except in cases of gross misconduct)
  • Your loss of benefits due to a reduction of your assigned hours (including taking an approved unpaid leave)

In general, employees may continue coverage under COBRA for 18 months, while dependents may continue for 36 months. For more information about your rights under COBRA, contact COBRA Plan Administrator at (800) 342-8017.